I’m a little late with this post, but Happy March! 🙂 Our February finances were only partially affected by my new part-time job, so we still made pretty decent progress. Our budgeted snowball amount for March looks pretty meek compared with what we’ve been doing. BUT, I am home with my little boy 2 days out of the week that I would not have been, so I’ll happily take it.
Here’s what we look like on our Monthly Snowball Totals:
Like I said, don’t look for March to be as high next month. And here are our debt balances as of now:
So we paid the Civic down another $1,134 and are currently sitting at $7,242.71. That totals to 69% of our debt paid off. Yay!
If you’ll remember, I had set another small goal for us to have the Civic down to at least $7,000 by the end of March. We got this!
Not only do we have less income coming in now, but we’re also thinking of beefing up our $1,000 Baby Emergency Fund a little bit. Our reasoning behind this is normally we have an extra $1,500 or so a month so if something did come up it was usually cash flowed through our budget. Being that we’re only going to have an extra $300 or so every month now, we feel like it would give us a little more security to have some extra. I’m not really sure when we’ll become “debt free” now though. Things are changing and I’m just so blessed that I have this opportunity to cut our income and be home more.
Our groceries came to $440.15 for the month. I am determined to get this D..O..W..N! Maybe March will be the month? We also went over in our clothing, eating out, and entertainment budgets by $25.70. We really need to get a handle on things like this now. We’re trying really hard to keep ourselves in check, but it’s HARD!
The CR-V also had some work done to it in February. It was leaking oil and had gasoline in the oil. It was in the shop about a half a day and cost us $190. The amazing thing there is normally when a vehicle needs work, it makes me mad. Somewhat irrational I know, but I think modern technology and we have this newer car and blah blah blah is going out and look at how much it’s going to cost me! Not this time. Instead I thought.. yep we knew buying an older vehicle might need more repairs here and there because some things are just wearing out and that’s okay. I mean at least it was only $190. I’m really excited that I have heat now! The thermostat had gone out so Lucas and I did not have heat on these cold mornings. Yes, Mississippi gets some cold weather too! It’s cold to us anyhow. 🙂