This is the 13th post in Our Journey to Become Debt Free. If you would like to read the others, you can find them here.
We made it through a whole year! I’m so glad we did not lose steam and kept trucking every month on this journey to become debt free. Clint and I both have pretty short attention spans unless we’re doing something very rewarding.. and this definitely has been rewarding. Of course, it was our hard work that has made it rewarding 😉
I want to do things a little bit differently this month. Instead of posting the “where we stood” at the end of November, I want to tell you about December and all that we’ve accomplished this year.
We did really good in some areas and really bad in some areas in December. I guess that’s life. We spent $516.33 in groceries. We had a few special things with the holidays. I also bought a bunch of Lucas friendly stuff in an attempt to get him to eat more throughout the day. We’re having a hard time getting him to eat food over his milk, so it’s worth it.
We also ate out a lot in December. I mean, a lot! My Etsy store Aqua Anchor Designs was really busy around Christmas so rather than try to cook and make earrings, we just picked up something. We’re bad, I know!
I made payments on Lucas’ hospital bills from back in October of $727.24, all of which were budgeted for. That left $625.68 for us to use as our Snowball. And we most certainly used it!
The $625.68, along with the usual payment of $178, paid off the CR-V!! We made our goal for 2013!! We are SO happy about it!
Now, our only debt left is Clint’s Civic, which is $9,523.59.
So here are our monthly Snowball totals:
We paid almost $14,000 in debt off just this year! Last December, if you would have told me that we were going to be able to do this well, I would have laughed at you.
Here are are debt balances at the end of 2013:
The bad thing though, is that I have some stuff going on with my job. The position I was in was eliminated so now I’m doing something I don’t particularly want to do. I’ve been trying to decide if I want to just stick it out until we pay off the Civic (which would probably take around a year), get a part time job somewhere (which would take us about 1.5 to 2 years to pay off the Civic) or just go full time somewhere else and pay the Civic off even sooner. If I can get another position, I will probably make more money than I’m currently making. I just don’t want to get something just to keep it temporarily, so if I went full time it would be for the long haul. What would you do? Decisions, decisions!
Clint and I are celebrating the progress we made in 2013 this month. I’ll tell you more about that towards the end of January.
Reaching your goals feels absolutely amazing! Were you able to fulfill your goals in 2013?
Don’t forget to enter my giveaway for a chunky scarf or pair of shotgun shell earrings! Deadline to enter is January 7 at 11:59 PM CST. You can find it here.