Month 9 of Our Journey to Become Debt Free: September 2013

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This is the 10th post in Our Journey to Become Debt Free series. To see the others, please click here.

Hello everyone! I hope all of your Christmas preparations are going well, and that you aren’t spending too much money. 😉 We’re almost caught up with the debt series! September was a great month. No major expenses, no emergencies, good spending habits. All in all, I’m pleased.

Oh, and if you do need some more Christmas presents, be sure to check out my Etsy Shop Aqua Anchor Designs. I have listed a bunch of new Shotgun Shell and Bullet Casing earrings and have a bunch of choices in the Fabric Button Earrings and my Coffee Filter Wreaths. And don’t forget to use the coupon code AQUA5OF20 for $5 off a $20 order. You’ll need to order your item by this Friday, December 13 to receive it by Christmas.

collage

But back to September, this is what we looked like at the beginning of September:

Debt Totals through August 2013And here’s what we had done monthly:

Monthly Totals through August 2013

WE’VE PAID OFF OVER $10,000 IN DEBT IN ONLY 8 MONTHS!!

We did really good on groceries in September, only spending $400.15. It’s crazy to me that last year I was spending $600-$800 a month. What was I buying?!

 One big thing we did in September, besides celebrate Lucas’ 1st Birthday, was clean out our tiny storage room in the carport. It’s the only outside storage we have and it’s where our Water Heater is. It was all part of our cleaning to get ready for Lucas’ party. And it was necessary because it looked like this beforehand:  Carport Before We couldn’t fit everything back in that room, especially not organized, so we went and bought a little Rubbermaid shed for our patio. It was on sale and was $200.15 after taxes. Lucas seemed to really enjoy helping Daddy:He’s so much more grown up already. 😦 But this is what we ended up with:

Shed and Storage Room After

Since we did good on our spending and only bought the shed as extra, we were able to snowball…. $858.38! Woohoo!! And it all went towards the CR-V. Working on getting it paid off by the end of the year. 😉

Aren’t “boring” months the best when paying off debt? No big expenses or emergencies and it all going right to debt! Have you had one lately?

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8 thoughts on “Month 9 of Our Journey to Become Debt Free: September 2013

  1. Dee Dee

    I love this series. I’ve been thinking about doing something similar for the new year. I keep talking about being debt free, but I’m not doing anything about it. NOTHING. Years ago (about 7), I was a debt-busting queen. And then life happened, a few bumps happened, and I let it go. I keep battling the idea, but I first need to find a steady stream of income. I left my job in June for too many reasons to list-jumping on a wing and a prayer. I am still faithful, in spite of being denied for three jobs just this week. I really needed your post to help me focus. Stopping by from #SITS.

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    • Sara Herrin

      Yay, I’m glad DeeDee. Of course, the income had to be coming in to get onto a debt snowballing kick, but once it is you absolutely need to set small goals. That makes it SO much easier and feel much more attainable. You can do it!

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  2. That’s awesome that you guys are working so persistently at your goal of becoming debt free! A couple years back my husband decided he wanted to become debt-free within a year, and he did it, I was very proud of him–it definitely means “going without” in some cases but it’s very worth it!

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  3. Good for you. That is great progress. I paid off one small bill last month and another should be paid off next payday. Now I have to decide if I’m going to direct my snowball towards one of my larger credit card bills (which will take about a year) or help my husband pay off our home improvement bills. #SITSSharefest

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